Ford of Kirkland Finance Center
The Ford of Kirkland finance department is focused on ensuring your experience with our dealership exceeds your highest expectations.
Auto Loans and Ford Lease Options
Our friendly finance managers work with people from all over including Kirkland, Redmond, and surrounding areas to ensure our customers get the right finance program at the most competitive rates. We strive to work with each customer to ensure their satisfaction. We have financed customers from Bellevue to Bothell.
Whether you are right down the road or an hour away from Kirkland you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
Credit Tiers & Support
The Ford of Kirkland loan process can help you find the best interest rate for your next vehicle purchase. Try our FREE credit application today!
Great New Vehicle APR!* Competitive Used Vehicle Rates* We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
Tailored Loan Packages
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Once the application is completed, the Ford of Kirkland finance team will put together a loan package that is tailored specifically for you. We work hard to get you back on the road in a vehicle you love with terms that make sense.
Use the finance center for help with the key decisions that shape your deal.
Compare Your Options
Both options can make sense. Leasing may be a better fit if you like driving a newer Ford more often and want a shorter ownership cycle. Financing may be better if you want long-term ownership, no mileage limits, and the ability to build equity over time.
| What to Compare | Leasing | Financing |
|---|---|---|
| Monthly Payment | Often lower for the same vehicle because you are paying for the use of the vehicle during the lease term. | Can be higher, but payments go toward ownership and equity. |
| Driving Habits | Best for drivers who can stay within mileage and wear guidelines. | Better for drivers who want fewer restrictions on mileage and customization. |
| End of Term | Return the vehicle, buy it, or lease something new. | Keep, sell, or trade the vehicle when you are ready. |
| Long-Term Cost | Can be useful for shorter cycles and newer technology. | Often stronger for long-term ownership after the loan is paid off. |
| Best Fit | Drivers who like newer vehicles and predictable upgrade cycles. | Drivers who plan to keep their Ford for years. |
Shop With Better Clarity
A stronger finance page should help shoppers take action without feeling overloaded. That means giving them the key tools first: apply online, estimate payments, value a trade, and view current Ford offers.
Trade-In Support
Your trade-in can be an important part of your finance plan. A stronger trade value may help lower your amount financed, reduce your monthly payment, or support your down payment.
Start with an online estimate, then bring your vehicle to Ford of Kirkland for a final appraisal. Our team can also help answer payoff questions if your current vehicle still has a loan balance.
Serving Kirkland-Area Drivers
Ford of Kirkland helps drivers from Kirkland and surrounding Washington communities shop, lease, and finance with confidence. Whether you are commuting locally, driving from Redmond, or shopping from nearby Bellevue or Bothell, our finance team is here to help you move forward with clear next steps.
Visit us online to start your application, estimate payments, or value your trade before stopping by the dealership.
Finance Questions
To get started, fill out our FREE credit application online. Once the application is completed, the Ford of Kirkland finance team will put together a loan package that is tailored specifically for you.
Yes. Use the online payment calculator to test different vehicle prices, down payments, rates, and terms. The result is only an estimate, but it can help you plan before you shop.
Leasing may work better if you prefer newer vehicles and shorter terms. Financing may be better if you want long-term ownership, no mileage limits, and the ability to build equity.
In many cases, yes. The finance team can help review your payoff amount, trade-in value, and how the remaining balance may affect your next purchase or lease.
Helpful items may include a valid driver’s license, proof of insurance, proof of income, proof of residence, and payoff information for any trade-in vehicle.
Yes. Whether your past credit is near perfect or not so perfect, we have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
Ready to Get Started?
Please see dealer for up to date rates. Start online with pre-approval, estimate your payment, or contact the Ford of Kirkland finance team for help choosing the right next step.
All financing and lease options are subject to credit approval, lender terms, vehicle availability, and program eligibility. Taxes, title, license, documentation fees, optional products, and dealer-installed accessories may be additional. Payment estimates are for informational purposes only and are not a guarantee of approval, rate, term, or monthly payment. *Rates subject to change. Please see Ford of Kirkland for current details.
